
Oakley, California Jul 31, 2025 - Blending behavioral science with the mission of creating lasting financial footprints, Dr. Joaquin E. Wallace, recognized as a pioneer in culturally responsive financial education, has reached Amazon Bestseller status with his groundbreaking book, Generational Wealth Begins with Generational Knowledge®: The Seven Stages of Financial Empowerment and a Legacy of Prosperity.
In a time when 70% of families lose their wealth by the second generation and 90% by the third, Dr. Wallace confronts the deeper, often-ignored causes of financial decline: Inherited Financial Narratives, subconscious Encoded Financial Behavioral patterns, and generational silence around wealth. At the core of his approach is what he calls the Financial Genetic Code©the embedded inherited financial narratives, fears, and behaviors passed down through families.
"Throughout our lives, weve been told money talks. But for most of us, it speaks a language we were never taught to understand, says Dr. Joaquin Wallace.
The book introduces his proprietary Seven-Stage Generational Wealth Model©, a holistic roadmap that fuses emotional healing, behavioral finance, and practical strategies for building financial footprints. More than a financial guide, its a blueprint for transforming scarcity mindsets into generational legacies.
A 20+ year veteran in financial planning and community advancement, Dr. Wallace is also the founder of Project Transition Inc. This nonprofit has empowered over 1,000 individuals and placed more than 300 into white-collar careers. He has been featured in Essence Magazine, Black MBA Magazine, and honored with multiple accolades, including the Wells Fargo Living History Maker Award and the Oakland Chamber of Commerces Non-Profit of the Year. Dr. Wallace was also appointed to the California State Quality Education Commission and recognized in Contemporary Black Biography as one of the most influential African Americans of the 21st century.
This isnt just a bookits a financial awakening. Start your journey to generational wealth by getting your copy on Amazon today: https://www.amazon.com/dp/B0FG1MXNZ7
About The Author
Dr. Joaquin E. Wallace is a nationally recognized thought leader in financial empowerment and the creator of the Seven-Stage Generational Wealth Model©, a pioneering framework that fuses behavioral finance, emotional healing, and generational wealth strategy. He is the trademark holder of the phrase Generational Wealth Begins with Generational Knowledge®, a movement guiding families from inherited financial trauma to intentional legacy creation.
Dr. Wallace holds an MBA in Marketing, a Doctorate in Business Administration (DBA) with a focus in Public Policy, and a B.A. in Economics. His professional designations include Chartered Retirement Planning Counselor (CRPC) and Accredited Behavioral Finance Professional® (ABFP®). He also holds FINRA Series 6, 63, and 65 licenses, as well as licenses in Property & Casualty and Life & Health Insurancemaking him one of the few experts able to integrate planning, protection, and psychology into a unified wealth-building strategy.
As host of The New Wealth Wave Podcast, Dr. Wallace curates transformative conversations on financial trauma, equity, and generational transformation. His insights have been featured in Essence Magazine, Black MBA Magazine, WalletHub, Blavity News, and San Quentin Magazine.
He is the founder of Project Transition Inc., a nonprofit that has helped over 1,000 individuals transition from economic survival to sustainable, white-collar careers. He has received numerous accolades, including the Wells Fargo Living History Maker Award and the Oakland Chamber of Commerces Non-Profit of the Year.
Dr. Wallace was also appointed to the California State Quality Education Commission and recognized in Contemporary Black Biography as one of the most influential African Americans of the 21st century.
Through every book, speech, and policy initiative, Dr. Wallace equips individuals and communities to decode their Financial Genetic Code©, overcome inherited financial narratives, and build generational wealth with clarity, strategy, and purpose.

Source :Dr. Joaquin E. Wallace
3 day's ago
Acclaimed horror novelist and U.S. Army veteran Vanessa M. Chattman returns with a chilling new supernatural tale that promises to haunt readers long after the final page. Her latest novel, BENEATH THE OAK, delivers a gripping blend of psychological terror, hidden family secrets, and ghostly suspensecementing Vanessa M. Chattmans reputation as one of the most compelling voices in modern horror.
Set in the quiet isolation of rural America, BENEATH THE OAK follows Alyssa Ward, a grieving woman forced to confront the shadows of her past when she returns to her childhood home after her mothers sudden death. What she expects to be a simple homecoming becomes a descent into a generational nightmare. The massive oak tree looming behind the houseonce a symbol of comfortnow pulses with an eerie, oppressive presence. At night, whispers seep from its roots, and ghostly silhouettes gather beneath its branches, watching, waiting.
As Alyssa sorts through her mothers belongings, she discovers a series of journals revealing a dark family curse tied to the ancient tree. For generations, the Ward family has been tormented by a spirit bound to the oakone that selects a single family member to keep beneath its roots. When Alyssa begins experiencing visions of a young girl calling her name, begging for release, she realizes the curse is awakening once more.
The deeper Alyssa digs into her familys past, the more the veil between the living and the dead unravels. The spirit beneath the oak soon reveals its true identitysomeone Alyssa once knew, someone she unknowingly abandoned. To break the curse, Alyssa must confront buried memories, longforgotten guilt, and a supernatural force determined to claim her as its next offering. The battle becomes not only for her life, but for her soul.
Vanessa M. Chattmans signature styleatmospheric, emotionally charged, and rooted in psychological horrorshines throughout BENEATH THE OAK. Known for her ability to blend haunting imagery with human vulnerability, Chattman crafts a narrative that is both terrifying and profoundly intimate. Her exploration of grief, memory, and generational trauma elevates the novel beyond traditional horror, offering readers a story that is as thoughtprovoking as it is chilling.
With a growing body of acclaimed work spanning supernatural fiction, psychological thrillers, and cinematic screenplays, Vanessa M. Chattman continues to push the boundaries of the genre. BENEATH THE OAK stands as one of her most powerful works to datea haunting reminder that the past never truly stays buried, and some spirits refuse to be forgotten.
BENEATH THE OAK is now available through major retailers and online platforms. Readers seeking a gripping, atmospheric, and emotionally resonant supernatural horror experience will find themselves captivatedand hauntedby Vanessa M. Chattmans latest masterpiece.
Amazon.com: BENEATH THE OAK: A NOVEL: 9798248707652: Chattman, Vanessa M.: Books
BENEATH THE OAK: A NOVEL by Vanessa M. Chattman | eBook | Barnes & Noble®
BENEATH THE OAK by Vanessa M. Chattman on Apple Books
BENEATH THE OAK eBook by Vanessa M. Chattman - EPUB | Rakuten Kobo United States
Source :Author Vanessa M. Chattman
This article was originally published by IssueWire. Read the original article here.